Legal Notice &
Privacy Policy

Publisher & responsibility

This website (stanislavbogomolov.com) is operated by Stanislav Bogomolov, an individual professional based in Switzerland. The website is a personal professional platform and does not represent the views, positions or communications of any current or former employer, client or associated institution.

All content published on this website — including articles, commentary, analysis and opinions — represents solely the personal professional views of Stanislav Bogomolov and is published in a personal capacity.

Copyright & intellectual property

All content on this website — including but not limited to articles, analyses, commentary, text, graphics, layout, design, and the selection and arrangement of content — is the exclusive intellectual property of Stanislav Bogomolov and is protected under:

• The Swiss Federal Act on Copyright and Related Rights (URG/LDA)
• EU Directive 2019/790 on copyright in the Digital Single Market
• Applicable international copyright conventions including the Berne Convention

Content may be read and referenced for personal, non-commercial purposes. Brief quotation for the purpose of commentary, criticism or academic reference is permitted provided that:

• The source is clearly attributed to Stanislav Bogomolov and this website
• A direct link to the original article or page is included
• The quotation does not misrepresent the original content or context
• The quotation is proportionate to the purpose and does not substitute for reading the original

The following are expressly prohibited without prior written consent:

• Reproduction, republication or redistribution of any article or substantial portion thereof — in any medium, format or platform
• Commercial use of any content, including in training datasets, AI models or automated content systems
• Translation and republication of content without attribution and consent
• Scraping, crawling or automated extraction of content for any commercial purpose
• Use of content in a manner that implies endorsement, affiliation or advisory relationship with any institution or product
• Framing or embedding of this website or its content within another website or application

Requests for permission to reproduce or republish content should be directed to the contact address provided in Section 8 of this notice.

Disclaimer & limitation of liability

All articles, analyses and commentary published on this website are provided for general informational and educational purposes only. They do not constitute, and should not be construed as, legal advice, regulatory guidance, financial advice, investment advice, compliance advice or any other form of professional advice. No reader should act or refrain from acting on the basis of any content on this website without obtaining independent professional advice appropriate to their specific circumstances.

While every effort is made to ensure that information published on this website is accurate and current at the date of publication, no representation or warranty is made — express or implied — as to the accuracy, completeness, timeliness or fitness for purpose of any content. Regulatory frameworks, legal requirements and market conditions change frequently. Readers are responsible for verifying the currency and applicability of any information to their own situation.

To the fullest extent permitted by applicable Swiss law, Stanislav Bogomolov accepts no liability for any direct, indirect, incidental, consequential or other loss or damage arising from:

• Reliance on any content published on this website
• Errors, omissions or inaccuracies in any content
• Interruption, suspension or unavailability of the website
• Unauthorised access to or alteration of content on this website
• Any action taken or not taken on the basis of content published herein

References to regulatory frameworks, supervisory authorities (including FINMA, EBA, BIS and others), legislation and regulatory guidance are made for informational purposes only. This website has no affiliation with, and does not represent the official positions of, any regulatory authority or supervisory body. Regulatory interpretations expressed herein reflect the personal professional views of the author at the time of publication.

Third-party links

This website may contain links to third-party websites, publications or resources. These links are provided for convenience and informational purposes only. Stanislav Bogomolov has no control over the content, accuracy or availability of third-party websites and accepts no responsibility for their content or practices.

The inclusion of a link does not imply endorsement of the linked website, its content, or any products or services offered therein. Visitors who follow external links do so at their own risk and should review the privacy and legal policies of any third-party website they visit.

Data protection & privacy

The data controller for personal data collected through this website is Stanislav Bogomolov, Switzerland. Contact details are provided in Section 8 of this notice.

This website collects personal data only where you actively provide it — specifically through the contact form. The data collected includes:

• Name — as provided by you in the contact form
• Email address — as provided by you in the contact form
• Message content — as submitted through the contact form
• Technical data — including IP address, browser type and access timestamps, collected automatically by the web hosting infrastructure for security and operational purposes

No data is collected passively from website visitors beyond standard server logs. This website does not require registration and does not maintain user accounts.

Personal data submitted through the contact form is processed on the following legal bases:

• Consent (nFADP Art. 6 / GDPR Art. 6(1)(a)): You actively submit your data and confirm your consent to its use for the purpose of responding to your enquiry via the consent checkbox on the contact form
• Legitimate interest (nFADP Art. 6 / GDPR Art. 6(1)(f)): Processing of technical server logs for website security and operational continuity

Personal data submitted through the contact form is used solely for the purpose of responding to your enquiry. It is not used for marketing, profiling, automated decision-making or any other purpose. It is not sold, licensed or transferred to third parties for commercial purposes.

This website uses the following third-party services which may process personal data:

• Infomaniak Network SA (Switzerland) — web hosting and server infrastructure. Data processed: server logs, IP addresses. Privacy policy: infomaniak.com/en/legal/privacy-policy
• Formspree Inc. (United States) — contact form submission processing. Data processed: name, email address, message content submitted through the contact form. Data is transmitted to Formspree servers for delivery. Privacy policy: formspree.io/legal/privacy-policy. Formspree processes data under standard contractual clauses for cross-border transfers
• Google LLC — Google Fonts typography service. When pages are loaded, your browser may connect to Google servers to retrieve font files. This may involve transmission of your IP address to Google. Google Fonts is loaded via the Google Fonts API. Google's privacy policy applies: policies.google.com/privacy

Personal data submitted through the contact form is retained only for as long as necessary to respond to your enquiry and for a reasonable period thereafter, not exceeding 12 months. Server logs are retained for a maximum of 90 days for security purposes. You may request deletion of your data at any time by contacting the data controller (see Section 8).

Contact form submissions are processed by Formspree Inc., which may involve transfer of personal data to servers located in the United States. Such transfers are conducted under appropriate safeguards in accordance with nFADP requirements and, where applicable, GDPR Chapter V requirements including standard contractual clauses.

Cookies & analytics

This website does not use tracking cookies, advertising cookies or third-party analytics cookies. No cookie consent banner is displayed because no cookies requiring consent under Swiss or EU law are set by this website.

Standard session behaviour may involve technically necessary cookies set by the hosting infrastructure for security purposes. These cookies do not track individual users across websites and do not require consent under applicable law.

This website does not use Google Analytics, Meta Pixel, or any other behavioural tracking or advertising technology.

Your rights

Under the Swiss Federal Act on Data Protection (nFADP), you have the right to:

• Request information about personal data held about you (right of access)
• Request correction of inaccurate personal data
• Request deletion of your personal data where no legal obligation requires its retention
• Object to the processing of your personal data in certain circumstances
• Request restriction of processing in certain circumstances
• Lodge a complaint with the Swiss Federal Data Protection and Information Commissioner (FDPIC)

If you are located in the European Union or European Economic Area, you additionally have the right to:

• Data portability — receive your personal data in a structured, machine-readable format
• Withdraw consent at any time where processing is based on consent, without affecting the lawfulness of prior processing
• Lodge a complaint with your national data protection supervisory authority in your EU/EEA member state

To exercise any of these rights, please contact the data controller using the details in Section 8. Requests will be responded to within 30 days in accordance with nFADP requirements (and within one month under GDPR).

Data protection contact

For all data protection enquiries, requests to exercise your rights, or questions regarding this Legal Notice and Privacy Policy, please use the contact form on this website.

Governing law & jurisdiction

This Legal Notice and Privacy Policy, and any dispute arising from it or from use of this website, is governed by and construed in accordance with Swiss law, excluding its conflict of law provisions.

The exclusive place of jurisdiction for any dispute arising from or in connection with this website or its content is Switzerland, subject to any mandatory jurisdiction provisions under applicable EU law for EU/EEA residents.

This notice is provided in English. In the event of any inconsistency between versions in different languages, the English version shall prevail.